Investment 101

Speakers

Emily Vierra

Emily Vierra

Merrill Lynch Special Needs Team

Emily Vierra is a Team Financial Advisor with the Special Needs Team at Merrill Lynch Wealth Management. Emily focuses on client relationship management, wealth management planning, and team operations. She enjoys helping clients design and implement detailed planning initiatives that address the distinctive requirements of special-needs clients. She is particularly skilled in new account onboarding and long-term wealth strategy.

Emily began her Merrill career in 2007. She has been a member of the Special Needs Team since 2012 and has steadily taken on additional responsibilities. She earned her undergraduate degree in Business Administration with a concentration in Marketing from California State University, Sacramento.

Emily enjoys spending time with her family and lavishing attention on her two dogs, a black lab pit bull mix and a French bulldog.

Craig Stone

Craig Stone

Merrill Lynch Special Needs Team

Investment 101

Craig Stone is a Senior Financial Advisor with the Special Needs Team at Merrill Lynch.  Headquartered in Folsom, California, Craig advances the team’s outreach within Sacramento, Northern California and Nevada.  He joined Merrill Lynch in 2012.  Passionate about the special needs field, he understands the complexity for special-needs, disabled and elderly individuals.  Craig helps clients come up with a customized plan to fit their needs.  He is well diverse on wealth planning and investment management for Special Needs Trust and other court supervised matters, as well as probate investing for Conservatorships and Guardianships.  Craig earned his B.S. in Business from the California State University system. 

Daniel Cutter

Daniel Cutter

Merrill Lynch Special Needs Team

Daniel Cutter is a Senior Vice President and Senior Financial Advisor. He has been in the financial industry since 1999 and earned his MBA in Finance from the University of San Francisco. He is a special consultant on a book for attorneys titled, Special Needs Trusts: Planning, Drafting, and Administration through the California Continuing Education of the Bar (CEB). He also is a special consultant on a book for consumers titled, Administering the California Special Needs Trust: A Guide for Assisting a Person with a Disability as Trustee of a Special Needs Trust.