Scott MacDonald

Scott MacDonald

Merrill Lynch Special Needs Team

Scott MacDonald is the founder and leader of the Special Needs Team at Merrill Lynch, a group of financial advisors and client associates dedicated to enhancing the long-term well-being of special-needs, disabled and elderly individuals by offering financial advice and guidance. Scott joined Merrill Lynch in 1987 and has spent his entire career addressing the unique needs of society’s most vulnerable members. 


Passionate about his work, Scott provides wealth planning and investment management for Special Needs Trusts and other court-supervised trusts, as well as probate investing for Conservatorships and Guardianships. He offers extensive knowledge of various state Probate Code restrictions on investments, as well as the terms of the Uniform Prudent Investor Act. Scott facilitates close collaboration with attorneys, caregivers, trustees, fiduciaries, benefits counselors, and other professionals. A regular lecturer and media contributor, he is the author of numerous articles and publications related to special-needs and elder financial strategy.  

Conference Sessions

An Accounting Preparation Primer And The Court’s View Of The Perfect Accounting